Trailblazer Checking+
If you’re looking for a basic checking account with no minimum balances, no check writing limits, and no monthly service charge fees, then Trailblazer Checking is for you. A minimum deposit of $25 will open this account. No interest will be paid on this account regardless of the balance.
Impact Checking*+
This rewards checking account lets you earn interest without requiring a high minimum balance and there’s no monthly service charge. A minimum deposit of $25 will open this account, then simply maintain a minimum balance of $25, enroll in e-statements, receive two (2) or more qualifying direct deposits, and make at least ten (10) debit card purchases each statement cycle to earn reward interest.
Guardian Checking+
Enjoy a checking account designed to give you more for your money. A minimum deposit of $50 will open this account. Receive up to $10 back per statement cycle in refunds for our banks ATM fees assessed on out of network ATM withdrawals, plus one free wallet-style check order per account each year. You’ll also benefit from free cashier’s checks and money orders, helping you save on everyday banking needs. A $5 monthly service charge applies if the average balance falls below $1,000 during the statement cycle. No interest will be paid on this account regardless of the balance.
Steward Checking*+
Enjoy a checking account that rewards you with more value. A minimum deposit of $50 will open this account. Earn interest on your balance while receiving up to $10 back in refunds per statement cycle for our banks ATM fees assessed on out of network ATM withdrawals. This account also includes one free wallet-style check order per account each year, free cashier’s checks and money orders, free paper statements, and free outgoing wire transfers. A $10 monthly service charge applies if the average balance falls below $10,000 during the statement cycle.
Personal Money Market Checking*
Grow your savings with a money market account that offers higher interest rates as your balance increases. Enjoy the flexibility of access while earning competitive, tiered interest based on balance levels. A $10 monthly service charge applies if the average balance falls below $5,000 during the statement cycle. There is no minimum amount to open this account.
| Minimum Balance | Monthly Charge | Interest Rate/APY* |
|---|---|---|
| $0-$9,999.99 | $10 if average balance falls below $5,000 during the statement cycle. | 0.10 / 0.10%* |
| $10,000 - $49,999.99 | 1.40 / 1.40%* | |
| $50,000-$99,999.99 | 2.25 / 2.25%* | |
| $100,000 - $249,999.99 | 2.50 / 2.50%* | |
| $250,000 - $999,999.99 | 2.60 / 2.60%* | |
| $1,000,000 & Above | 2.75 / 2.75% |
Annual Percentage Yield (APY) accurate as of 01/01/2026
*Annual Percentage Yield (fees could reduce earnings on the account)
*Please contact our financial institution for current rates and annual percentage yields. At our discretion, the interest rate and the annual percentage yield may change on this account at any time. We use the daily balance method to calculate the interest on your account. The
daily balance method applies a daily periodic rate to the balance in the account each day. Interest begins to accrue on the day you deposit noncash items (for example, checks). You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. Falling below the minimum balance requirement will affect the earnings due to the monthly service charge.
+This account is subject to the bank’s Funds Availability Policy, provided in this pamphlet (this excludes Money Market and Savings accounts).
Checking and savings accounts are considered dormant after 365 days with no deposit or withdrawal activity. Any and all fees related to these accounts are only applicable if the minimum balance requirements are not met. A tiered rate structure applies to the Money Market account only.
View Electronic Funds Transfer Disclosure View Funds Availability