Savings Account*
This basic savings account is designed to make saving easy. A minimum deposit of $5 will open this account. Earn interest based on balance tiers, so higher balances earn higher rates. With no monthly service charge and no minimum balance required, this savings account makes it easy to start saving and keep more of what you earn. Earnings will be compounded and credited semiannually.
Checking and savings accounts are considered dormant after 365 days with no deposit or withdrawal activity. Any and all fees related to deposit accounts are only applicable if the minimum balance requirements are not met.
*At our discretion, the interest rate and the annual percentage yield may change on this account at any time. We use the daily balance method to calculate the interest on your account. The daily balance method applies a daily periodic rate to the balance in the account each day. Interest begins to accrue on the day you deposit noncash items (for example, checks). You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. Falling below the minimum balance requirement will affect the earnings due to the monthly service charge.
| Minimum Balance | Interest Rate/APY* |
|---|---|
| $0-$999.99 | 0.01 / 0.01%* |
| $1,000-$9.999.99 | 0.03 /0.03%* |
| $10,000 & Above | 0.10 / 0.10%* |
* Annual Percentage Yield (fees could reduce yield) Accurate as of 01/01/2026
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